Banking Solutions
made simple
Outline figure of man and woman


Just like every prescription is personalized to suit the needs of a patient, finance solutions should be specially formulated to match your needs.

Which is why, we’ve created Simplylife Pulse. It is a complete finance solution that is exclusive to the healthcare and medical industry employees. With Simplylife, you can now enjoy preferential interest rates on personal loans and minimal documentation on all our products and services.


  • Transfer your salary to enjoy loans of up to AED 1 million at special rates
  • Enjoy flexible repayment tenures of up to 48 months
  • No extra charges if you settle your loan early, from your own funds.

Documents Required

  • Application Form
  • Passport copy
  • Labour Card / Govt issued ID card copy
  • Emirates ID card copy
  • Salary Certificate
  • Salary Transfer/Assignment Letter (if applicable)
  • 3/6 months bank statement (Personal)
  • MOH license copy

Fees & Charges

Interest rate   As low as 6.99% (based on reducing balance)
Fees 1.05% of the loan amount
Insurance 0.016% × loan amount × loan tenure in months

Click here for Schedule of Fees (Effective from April 1, 2023)

Terms and Conditions Apply

All financing and credit facilities are made available at the sole discretion of ADCB and is subject to ADCB's terms and conditions and submission of acceptable documentation.